Comercial Loan Options
Bridge Loans
A bridge loan is short-term financing used to buy a new property before selling an existing one. It typically lasts a few months to a year and has higher interest rates due to the quick repayment period. Secured by the current property, a bridge loan allows flexibility but can be costly, with high rates and fees. It’s ideal for buyers needing immediate funds to secure a new home but requires good financial standing to qualify.
Construction Loans
Loans used to fund the construction of new properties or major renovations. Generally short-term, these loans can convert to long-term mortgages once the project is completed.
Commercial Loans
Loans created for businesses seeking to buy real estate, equipment, or finance operations. They can be short- or long-term, depending on the business’s needs and the type of asset being financed
Stated Income Loans
Loans where borrower income is not verified through traditional means. Ideal for self-employed individuals or those with complex income that may not be easily documented.
Fix N' Flip Loans
Short-term loans for investors looking to buy, renovate, and quickly sell properties. These loans have higher interest rates and are structured for quick repayment, catering to house flippers.
SBA Business Loans
Loans backed by the U.S. Small Business Administration (SBA) with favorable terms and low down payment requirements, aimed at helping small businesses grow or expand.
USDA B&I Loans
Loans backed by the U.S. Department of Agriculture (USDA) for rural businesses, promoting job creation and economic development in rural areas
FHA/HUD Loans
Government-backed loans (through FHA or HUD) that provide lower down payment options and favorable terms for low- to moderate-income homebuyers. They’re also available for multifamily properties.
Residential Investment Loans
Loans used to purchase investment properties, such as rental homes. These loans often require larger down payments and stricter qualification criteria than traditional mortgages.
Equipment Financing
Loans or leases used to purchase business equipment, like machinery or technology. The equipment often serves as collateral, allowing businesses to modernize or expand infrastructure without a large upfront expense.
Construction Loans
Loans used to fund the construction of new properties or major renovations. Generally short-term, these loans can convert to long-term mortgages once the project is completed.
Commercial Loans
Loans created for businesses seeking to buy real estate, equipment, or finance operations. They can be short- or long-term, depending on the business’s needs and the type of asset being financed
